• Loans to buy a condo, home or a residential lot,

• Mortgage loans in USD

• Minimum loan amount: $100,000 USD.

• Maximum LTV : 75% Minimum credit Score 680

• Maximum LTV for lots 60% Minimum credit score 700

• Cash out (refinance) loans available for the property you already owned in Mexico maximum LTV 50% Minimum credit score 720

• Terms: 15, 20, 25 & 30 years. (For lots 15 years term only using the rate for 25 years)

• Three interest rates program.

• Fixed interest rate

•ARM rate program 3/1.  (Fixed interest rate for first 3 years, and adjustable for the rest of the term)

• ARM rate program 5/1. (Fixed interest rate for the first 5 years, and adjustable for the rest of the term)

• Prepayment penalty 2-1-0 (2% during the first year, 1% during the second year, 0% thereafter

• Formalizing through a Trust

Required documentation from client

1.- Signed Application

2.- Picture ID (Passport and Driver License)

3.- 2 years signed tax returns with all schedules and W2 forms

4.- Most recent pay stubs for a 30 day period

5.- 2 Months of recent bank statements (for all accounts listed on the application